1 and A generally have front-end subscription fees, or some funds without ABC also have front-end subscription fees.
2.b may be a back-end subscription fee model or a non-subscription fee model, but there will be a sales service fee. In the past, many funds had a back-end subscription fee model, but they were not marked with A and B. Now the funds are marked, which is convenient for selection.
3, C is generally no subscription fee mode, but there is a sales service fee.
4. If it is a monetary fund, B can only buy it with a large sum of money of more than 5 million yuan. The difference is that the sales service fee is very low, so the income will be higher.
Extended data:
In practice, there are two ways for open-end funds to collect subscription fees, one is called front-end fee, and the other is called back-end fee. Front-end charge refers to the payment method of paying the subscription fee when you buy an open-end fund. Back-end charge refers to the payment method of not paying the subscription fee when buying an open-end fund and then paying it when selling it.
Back-end fees are designed to encourage you to hold funds for a long time. Therefore, the rate of back-end fees will generally decrease with the growth of funds you hold. Some funds even stipulate that if the fund can be sold after a certain period of time, the back-end fee can be completely exempted.
Mind you, the back-end charge is different from the redemption fee. Back-end charges, like front-end charges, are all a kind of subscription fees, but they are not paid when buying funds, but when selling funds. Therefore, if you buy a fund with back-end charges, you must pay the subscription fee in the form of back-end charges in addition to the redemption fee when you sell the fund.
References:
Front-end charge-Baidu Encyclopedia
Back-end charges-Baidu Encyclopedia
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