The problem of rural old-age care has always been the focus of social attention. From 2005 to 20 18, China's urban retirees' pension has achieved a continuous growth of 14, and it is bound to increase in 20 19. Then, how much will the urban and rural basic pension reach in 20 19?

As pensions for urban and rural residents are distributed in different places, at present, the largest amount of pensions are distributed in Shanghai, reaching 930 yuan, which is almost 1 10,000 yuan. In addition, Hubei 150 yuan, Hunan 100 yuan, Inner Mongolia 130 yuan, Jiangxi 105 yuan, 98 yuan, Henan.

Many people may ask, why is the pension gap so big? Let's first understand the composition of urban and rural residents' pensions, which consists of basic pensions and personal account pensions. The basic pension is subsidized by the government to the elderly. Everyone should see clearly that the government subsidizes the elderly, so the level of local economic development directly determines the amount of local basic pension. Personal account pension is a pension generated by purchasing endowment insurance before my retirement.

It is understood that in 20 17, the personal basic pension for urban and rural residents' old-age insurance in China was 70 yuan, so through the upward adjustment in 20 18, the minimum basic pension standard for urban and rural residents in China was 88 yuan, which actually increased by 18 yuan. But this figure is only the data of a minimum basic pension stipulated by the state. According to the economic development, pension payment can be higher than this figure, but it must not be lower than this figure. As a result, many provinces mentioned above are actually much higher than this figure. Therefore, it is really difficult to have an accurate answer to the question "What is the basic pension for urban and rural areas in 20 19".

But what is certain is that according to the official statement, the pension for urban and rural residents should increase in 20 19 years. As for how much can be increased, the state has the final say, and it is not yet time to announce relevant policies. The specific increase in countries needs to refer to economic growth, inflation, wage income growth, financial growth and other situations. We just need to wait quietly for the opportunity to come, and then enjoy the treatment of this pension increase.

Urban and rural basic pension is the basic guarantee of China citizens, social security is the most important livelihood event, and pension is the biggest social security. At present, the basic old-age insurance for urban and rural residents in China has achieved "full coverage of the system". As a country with a population of 65.438+0.4 billion, this endowment insurance can be said to be a feat in the world.

In recent years, the old-age insurance system has been constantly changing. In 20 12, China's "new rural insurance" and "endowment insurance for urban residents" achieved "full coverage of the system" at the same time. 2014,21February, the State Council decided to merge the two systems and issued the Opinions on Establishing a Unified Basic Old-age Insurance System for Urban and Rural Residents. now

For pension, everyone is different, which is due to the different conditions such as payment amount and years, which will lead to different pensions after retirement. After all, the basic old-age insurance for urban and rural residents in China follows the principle of "low payment and low income". Therefore, there are great differences in payment and payment levels among provinces with different economic development levels and financial strength.

In terms of payment standard, the national unified monthly minimum standard of basic pension: from 2009 to 20 14, which was set in 55 yuan, was first raised to 70 yuan on July 20 14. On this basis, each province can formulate the minimum standard of basic pension in this province which is not lower than the national standard.

Basic pension = basic pension+personal account pension+subsidy

Basic pension = average monthly salary of employees in the whole province last year × average individual payment index × accumulated payment period × 1%.

Personal account pension = accumulated amount of personal account at retirement ÷ number of months corresponding to retirement age.

At present, the basic pension is subsidized by the state in 88 yuan, provincial subsidies 12 yuan and municipal subsidies in 5 yuan, totaling 105 yuan.

In 20 19, the pensions of enterprise retirees rose continuously for 15 years, and the basic pensions of urban and rural residents also increased, but only 1 1 provinces and cities increased their pensions, and the minimum standard was still 88 yuan. The standards in each region will be different. For people who are still working, paying more old-age insurance will lead to more pensions when they retire.

China has endowment insurance for urban and rural residents, and pension benefits mainly include basic pension and personal account pension.

(1) The basic pension is a kind of treatment given by the state to those who meet the requirements, and the source of funds is mainly subsidies from local government budgets. At present, the minimum standard of basic pension in China is 88 yuan per month, which can be raised by local governments on a national basis. For example, some provinces and cities such as Henan, Yunnan and Hunan are 103 yuan per month, Liaoning is 108 yuan, Chongqing is1/5 yuan, and Shandong and Fujian are 165438 yuan.

In addition, the state also clearly stipulates that extra care should be given to those who have paid the basic pension 15 years or more. Generally, the basic pension will be increased by 1 ~ 10 yuan for each additional payment year, and by 1% ~ 2% in some areas.

For the elderly over 65, the basic pension also has extra care. The basic pension is generally increased by 2~ 10 yuan in most parts of the country.

(2) Personal account pension comes from individual contributions, state subsidies and collective subsidies. For individual payment, the payment grade is free to choose, ranging from 100 yuan to 2000 yuan. All localities can determine their own payment grades according to the local economic and social development. For example, Qingdao 100 yuan to 12000 yuan, Henan 200 yuan 5000 yuan, Ningxia Autonomous Region only 100 yuan to 3000 yuan.

In order to encourage and guide everyone to pay fees, the state has set up a state subsidy mechanism. The higher the payment grade, the more state subsidies. For example, Ningxia pays according to the grade of 100 yuan, and the government subsidizes 30 yuan, and pays according to the grade of 3,000 yuan, and the government subsidizes 320 yuan. Shanghai pays 500 yuan according to the grade, and the government subsidizes 200 yuan, paying 5300 yuan according to the grade, and the government subsidizes 675 yuan.

Collective subsidy is a kind of subsidy for insured residents by some eligible village collectives, and most of it is a part of funds reserved for landless farmers.

Personal contributions, state subsidies and collective subsidies all go into personal accounts, and interest is calculated and paid according to the local published interest rate. After you retire, the balance will be calculated, and then the pension will be calculated.

Personal account pension is equal to the balance of personal account divided by the number of months determined by retirement age. The retirement age of urban and rural residents' pension insurance is 60 years old, so the number of months is 139 months, and the calculation method is exactly the same as that of enterprise employee pension insurance.

If we have participated in the endowment insurance for urban and rural residents for a period of time, then we can switch to employee endowment insurance. When retiring, the personal accounts of urban and rural residents' pension insurance can be merged into the personal accounts of employees' pension insurance, and the personal account pension can be uniformly calculated and distributed. Residents' pension insurance will not be paid in vain.

The amount transferred to the employee pension insurance personal account is 8% of the payment base. Because the proportion and calculation method of individual accounts are different, in fact, the pension benefits generated by employee pension insurance and urban and rural residents pension insurance are similar, which is about 100 yuan per year according to the grade of 8,000 yuan per year, and about 15 years according to the lowest grade of flexible employees.

The old-age insurance for urban and rural residents not only embodies the idea of paying more for a long time, but also reflects the social welfare of the state to all residents, and also reflects the flexibility of the connection between employee pension insurance and resident pension insurance.

So we can choose insurance according to our income.

Hello, the landlord, his pension for urban and rural residents is actually not uniform, because it is determined according to the amount of your old-age insurance contribution, which means that the higher your old-age insurance contribution, the more you get this pension.

If you only pay 100 yuan a year. Pay 15 years, in fact, you will only get less than 100 yuan of pension every month. Of course, the basic pension in our country is basically 80-90 yuan, so the money you may get with the basic pension is only about 100 yuan per month, because you pay less.

However, if you pay according to 2000 yuan per year. In this way, after 5 years of accumulated contributions/kloc-0, you can basically get a pension above 350 yuan after retirement. Therefore, different pension benefits are determined according to different payment standards.

Thanks for reading, please add my attention.

I am a 7 1 year-old man from the countryside. How much pension institutions and enterprises pay this year is beyond our control. We only hope that the rural elderly over 60 can go to 500 yuan every month.

Farmers used to pay public grain, and the state should help them when they were old. At present, a few tens of dollars a month is too small, so you can ignore food and vegetables, but it is definitely not enough to buy some oil, salt and medicine, at least more than 300 dollars.

Its pension is calculated according to the local average income in the previous year. Different places, different years and different types of jobs are different. Only the local authorities can know whether the length of time to buy insurance is related. According to the economic development, it will increase in 2008.

Can Jordan come to Sichuan?

Low-grade small 1 10,000, right?