1, high liquidity: mainly reflected in the convenient redemption mechanism. At present, many money funds support real-time redemption. Generally, the redemption amount can be received in real time within 10000. If the amount is greater than 10000, you need to withdraw money on the next trading day.

2. Low risk: the basic assets of money funds are money market instruments, which are generally issued by institutions with high credit, such as central banks, governments, large commercial banks and large state-owned enterprises.

3. Stability of income: There is a positive correlation between the yield of the money fund and the market interest rate, but China's financial environment is relatively stable, and the market interest rate will not fluctuate greatly in the short term, so the income of the money fund is relatively stable.