Savings bonds include two types: savings bonds (certificate type) and savings bonds (electronic type).

Treasury bonds, also known as gilt bonds, refer to bonds issued by the central government with the purpose of raising funds to supplement fiscal revenue.

Both electronic savings treasury bonds and certificate-type savings treasury bonds implement real-name application and redemption systems, and the issuance interest rates of the two are basically the same under the same term.

Book-entry treasury bonds, also known as paperless treasury bonds, refer to a treasury bond in which the treasury bonds held by investors are registered in securities accounts, and investors only obtain receipts or statements to prove their ownership.

The characteristics are as follows: annual interest payment and high actual rate of return.

Strong liquidity.

Yields are volatile.

Transactions are easy.

There are no fees for transactions.