The return ratio between fof and bond funds is generally slightly higher than that of FOF

fof is a newly developed product in the past two years. Buying funds is a profession, especially now that the number of funds in our market has exceeded 6,. If we divide by share, we have over 9, funds, which is more than double that of the stock market, so it is difficult for everyone to choose funds. At this time, buying FOF is also a good choice, because FOF is a fund that specializes in investing in funds.

At present, the first one in the market is FOF, and the second one is pension fund. The China Securities Regulatory Commission has made a special provision below. Pension funds must operate in the form of FOF, which is one of the funds. We have stock funds, bond funds, money funds and hybrid funds, and FOF is one of the five categories.

Basic knowledge of funds

1. What is a fund

A fund is a part of the money you put into a fund company, and the traders of the fund company use your money to invest, usually in the form of stocks. It is also equivalent to paying professionals to stock for you. So it is very important to choose a good fund company. Only when the fund company makes money can you make money.

funds are the collective name of institutional investors, including trust and investment funds, unit trust funds, provident funds, insurance funds, retirement funds and funds of various foundations. Funds in the existing securities market, including closed-end funds and open-end funds, have the characteristics of income function and value-added potential. From the perspective of accounting, fund is a narrow concept, which means funds with specific purposes and uses.

2. How to calculate the profit and loss

That is to say, the fund company will give you the corresponding dividend according to the difference between the number of shares you bought, the unit net value of the day and the net value of the redemption date. If you lose, you should also share the loss with the difference between the number of shares purchased and the net value.

3. Other expenses

A certain handling fee will be charged at the time of purchase, generally .12 per share, and at the time of redemption, the handling fee will be .5. For example, if the unit net value on the day of purchase is 1 yuan, and you buy 1, shares (one * * * is 1, yuan), you need to pay the handling fee of 17 yuan. If you use online banking to buy, there will be a corresponding discount, and the handling fee is about 11. The handling fees of different banks are different.

4. The fund period

is generally divided into three stages: subscription period, operation period (closed period) and subscription period. At the beginning, it is the subscription period, which is usually about half a month. During this half a month, you can only buy and can't redeem (sell). The purchase price is generally 1 yuan. Then enter the operation period (closed period), during which the fund company takes your money to open a position, which can also be said to be a preparation period, generally not more than three months.