When we buy a fund, we must think carefully, because the fund belongs to financial management that does not break the cost and belongs to long-term investment, so there will be returns. If our fund is not the kind that can be put in for a long time, then don't choose a fund, because holding a fund for a short time won't make you much, but the shorter you hold the fund, the greater the loss. If you have a debt that will not be used for a long time, you can buy a fund, but the person who buys the fund must be able to bear the corresponding risks. Different people choose different risks, so the types of funds they buy will be different.
In addition to bank savings deposits, you can also choose wealth management, funds, insurance and other businesses. The most popular fund is the fixed investment of the fund. A few hundred dollars can be deducted from the salary card every month for the fixed investment of the fund. Many working-class people can make a fixed investment through the fund and save some money regularly every month, so they can earn a lot after many years. Therefore, we should plan our salary reasonably and don't spend blindly, so that we can develop better in our later life. We should use our funds for different investments and never put all our eggs in one basket.