The so-called fund investment refers to the institution with fund investment qualification, which accepts the entrustment of customers, provides them with strategic suggestions on fund portfolio according to the agreement, or makes decisions on specific fund investment varieties, quantities, trading opportunities, etc. on behalf of customers, and executes trading applications such as fund product subscription, redemption and conversion on behalf of customers, helping customers to obtain income and collecting consulting service fees.

China's fund investment and investment business are still in the pilot stage and have not been fully implemented. 20 19, 10, five fund companies obtained the pilot qualification of investment and financing, namely harvest fund Company, Huaxia Fund Company, E Fund Company, southern fund Company and China Europe Fund Company.

The purpose of fund investment business is to let professional investment consultants assist investors to make investment decisions and supervise the implementation of fund products, improve the discipline of investors' investment, and moderately restrain investors from chasing up and down, which is conducive to the healthy and long-term development of the fund market.

In addition, in order to appropriately reverse the behavior of sales organizations, the charging mode is adjusted from charging transaction fees such as subscription and redemption to charging according to the holding scale, so as to keep the interests of intermediaries and investors consistent and gradually cultivate market buyer intermediaries representing the interests of investors.

The investment business in the market is mainly management investment based on "investment". What does this mean?

This kind of investment service is based on the strategy of selecting good products, adopting the back-end charging mode, and charging fees from customer authorized accounts according to the asset management scale. For investors, this model is basically similar to the usual experience of buying funds.

Usually, buying a fund is to pay for a product, and fund investment service is to buy a combination of multiple products. This almost indistinguishable way also leads customers to have a weak perception of the value of investment services and pay more attention to the combined rate of return.

Membership investment in harvest fund

Regarding the fund investment business, what I have to mention here is the member investment of harvest fund.

The mode of charging membership fees for investment is not original in harvest fund. The membership fee for investment has been practiced in the United States and is an important part of the fee form for investment in mature foreign financial markets. Harvest is the first financial institution to explore investment and care for membership services in China market.

What is the form of membership fee?

Harvest Wealth Investment believes that the focus of investment is to help customers make better decisions, not just to help customers choose better products, but to truly make services into products. Non-management investment based on "care" is the core value source of investment business. Therefore, this membership-based investment service is a brand-new one-stop service system before, during and after investment, which is based on the interests of customers.

Membership investment fees are collected in the form of membership fees, and professional teams provide each investment member with a customized financial decision-making plan.

What are the outstanding characteristics of Jiashi's membership investment?

Harvest's membership system has two main characteristics.

First, the investment account is exempted from the subscription fee, subscription fee, redemption fee and fund conversion fee of the member's portfolio in the management process, which can help the member reduce the investment cost and improve the fund income in disguise.

Secondly, companion service means that after becoming an investment member, members can continue to entrust the fund to invest in managing their accounts. This way can essentially solve the bad investment habits of most investors, such as day trading, and improve their self-financing ability. And save time and labor.

The above information is about fund investment and harvest fund membership investment business, I hope it will help you.