Recently, many industries are rising, such as coal. Because the current demand is relatively large, the relationship between supply and demand has changed, so the price of coal has been rising all the way. For example, the CSI Coal Fund in Guo Fu has been rising, and the short-term coal sector is definitely good. The coal industry may still rise, but the probability is very low and the chance of winning will be relatively low. At present, it still depends on whether the market will continue to rise. But whether the coal fund will rise in the future is anybody's guess. After all, no one can fully predict the future of the fund.

1. How much is appropriate for each fixed investment?

First of all, index funds or equity funds. Since it is a stock fund, most of them are high-risk. While pursuing high returns, we must not ignore high risks. When we buy funds, we should never ignore the risks of fund investment. Based on the above reasons, I suggest that most financial novices only invest 10% of their monthly salary, up to 20%. The rest of the money can be fixed income or low-income and low-risk wealth management products for patients. At the same time, consider the withdrawal point, ensure that no investment funds are needed for at least three years, and prevent the situation that the money just bottomed out and the biggest loss occurred. The recommended fixed investment frequency is weekly, biweekly or monthly. In fact, whether it is a weekly fixed investment, a weekly fixed investment or a monthly fixed investment, the final income gap is not big.

Second, can you make money by buying 100% index funds?

The answer is certainly impossible. When we buy a fund, we must realize that the benefits and risks of any product are equal. After all, index funds or equity funds are at risk of losing money anyway. In the actual operation process, we should keep in mind the concept of "value investment", and investment decisions should not be affected by short-term market fluctuations, but should focus on the long-term.

Finally, the market changes, with ups and downs. It can't be said that it will definitely make money, but the risk of the foundation is smaller than that of stocks. As long as the long-term fixed investment is stable, it is possible to make money.