Why are young people unwilling to pay social security? Can pension funds develop healthily? Today we will talk about the main reasons why young people are unwilling to pay social security. As the most basic way to protect themselves, how many people are willing to pay personal social security? The data shows that there are 746.52 million employed people in China, but according to the statistics of labor and social security departments, the number of people participating in endowment insurance only accounts for more than half of the employed population. The number of people who participate in endowment insurance also includes those who have retired and those who have stopped insurance. In other words, the proportion of employees paying endowment insurance is less than half of the employed population, and the participation rate of endowment insurance is so low, not to mention other types of insurance in personal social security. Why don't so many employees pay social security? Isn't personal social security compulsory in China? Let's analyze the reasons.

The first reason is the rapid increase of flexible employees, and now the total number has exceeded 200 million. They don't have a fixed unit and their income is unstable, so it is difficult to pay social security on time. After all, flexible employees pay their own social security, which is fully borne. Unlike the staff of some departments, enterprises can share more than half. Therefore, only the old-age insurance and medical insurance, flexible employees need to pay more than 1000 yuan every month, and this is still the case. Not to mention other living expenses, so most flexible employees have not paid social security.

The second reason is also related to the current company model and the personality characteristics of young people. The enterprises that work now are not as golden rice bowls as most of them used to be. At present, the rapid development of many enterprises is unstable and it is very easy to go bankrupt or close down. Everyone has no choice but to resign. In addition, young people's job stability is not very good, and they often want to try different lives and jobs. They have high regulations on the environment and their own wages, unwilling to be mediocre, and often resign, resulting in social security payments. Try to avoid this inconvenience and get a higher salary. Many young people voluntarily give up social security. Another reason is that the return period of social security is too long. Although medical insurance can be used anytime and anywhere, it may not be sent to the hospital several times a year for young people who are physically and mentally healthy. Pension insurance can only be paid after retirement. Suppose they come out to work at the age of 22, and they have to pay for decades, and they can't see the money back until they are 60 years old. So many young people think that this money is not as good as paying it every month.