After the credit card is approved, it is necessary to apply for a card. After the card is issued, it will be notified by SMS:
1. If it is registered mail, it will be received in about 7- 15 days;
2. If it is sent by EMS, it will take 3 to 4 days for the whole country, 2 days for this province and 7 days for foreign countries (countries that have signed peace treaties with China);
Three, after receiving the notice of bank card newsletter, you can check the delivery progress through the single number in official website Post;
The above is calculated from the time when the bank sent it, excluding the time when the business card was printed.
Generally, it takes 15 working days to process Guangfa Credit Card. The sending time of the card is about 7- 15 days. It's sent by registered mail, and there will be a time difference of about a week due to the different delivery times of post offices around the country.
The credit card of Guangfa Bank has been reviewed at the headquarters. How long will it take? Application place: 1, local bank outlet; 2, the local bank credit card center staff; 3. ICBC and CCB support official website's application.
Application conditions: 1, at least 18 years old; 2. Have a stable repayment ability.
Submit proof: 1, ID card; 2. Work certificate or income certificate; 3. Work phone, home phone and my mobile phone; 4. Tax payment certificate; 5. Proof of assets such as real estate and vehicles under the name of the individual; 5, other bank credit cards and so on. The entry standards of each bank are different, so the above information may not be all, depending on the requirements of the bank. Work or income proof is very important.
In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.
First, please ask the credit card salesman or lobby cashier to fill out the application form. The other party will generally ask you to fill in the application form when your conditions are likely to approve the card, and then submit the above information to the bank for approval. Whether or not to approve the card and the amount of the card depends on the comprehensive score of the bank. Good luck! Please accept the answer and support me.
Generally, it takes 65,438+00 working days for the credit card of Guangfa Bank to be approved from the time when the form is added. If approved, the issuing bank will make a card for the cardholder within two working days, and then send the registered letter of the credit card by registered mail or express delivery. General express delivery takes about 15 days.
Online credit card application method: I log on to the credit card official website page of Guangfa Bank and fill in the application materials online.
I. Application conditions
1. Individuals with full capacity for civil conduct, legally stable sources of income and good credit status can apply for personal cards from card issuers with their valid identity documents and related materials.
When applying for a credit card, an individual can apply for no more than two supplementary cards for other natural persons with full capacity for civil conduct, in addition to a main card. The main cardholder can apply for cancellation of the supplementary card or stop using the supplementary card at any time.
The supplementary cardholder and the main cardholder use the same credit line; All the transaction funds of the supplementary card and the corresponding interest and expenses are credited to the account of the main card, and the cardholder of the main card is fully liable for the debts incurred under the main card and the supplementary card; Supplementary card holders with full capacity for civil conduct and main card holders are jointly and severally liable for the debts incurred under the main card and supplementary card, while supplementary card holders with limited capacity for civil conduct are only liable for the debts incurred under the supplementary card they hold. The supplementary card holder may apply for cancellation of the supplementary card after paying off all debts of the supplementary card.
Second, the information needed to apply for a credit card.
1. Identity information: copy of resident ID card or military officer's card; Hong Kong and Macao compatriots provide copies of their mainland travel permits and residence certificates for more than one year; Foreigners can provide copies of passports and residence permits for more than one year.
2. Proof of work income: proof of salary and a copy of social security (paid for more than half a year).
3. Proof materials for credit card application of Guangfa Bank: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original proof of telephone, water, electricity and gas charges in the last three months of current residence, etc.
Credit card time: generally, it takes about 30 days from application to card collection.
After the credit card application materials are submitted, they will first be submitted to the audit department of the credit card center of the issuing bank. The audit department will grade the applicants according to their personal conditions, which generally takes 65,438+00 working days. If approved, the issuing bank will make the card for the cardholder within two working days, and then send the registered letter of the credit card by registered mail or express delivery, which generally takes about 15 days, and express delivery usually takes about 5 days.
However, for those cardholders who have applied for a credit card, the bank's approval will be much faster, and the card will be issued in about 3 days. Therefore, how long the credit card will take depends on the applicant's personal situation and the approval speed of the issuing bank. Generally speaking, the results will be available in a month or so.
How long can I get the card after the credit card of Guangfa Bank is approved? It will take nearly a month for the bank to approve the credit card.
If we submit it through an acquaintance,
Can be obtained from the following website
15
Pick up the card on the next working day,
to do sth
Card customers improve efficiency.
The following procedures should be as detailed as possible,
First, for the success rate of card processing,
Second, do everything possible.
It allows banks to grant higher credit lines.
*
Id card (copy or photo)
*
Proof of income (stamped with the official seal of the company, enterprises, institutions, limited liability companies and individual industrial and commercial households are also acceptable, but credit is given.
Low quota, low success rate of issuing cards)
The following items are available
,
Helps to increase the credit limit of credit cards:
*
Copy of driver's license
*
Copy of real estate license
*
Pay card
/
Copy of passbook deposit details in recent months
*
Certificate of deposit, stock fund and certificate of valuable assets
*
Copy of work permit
*
Copy of other bank's credit card
Matters needing attention in handling cards:
1
、
The credit line is approved by many people and links in the full-time department of the bank. Scoring standards involve many aspects, such as
Such as personal credit record in the People's Bank of China, the nature of the unit, age, marital status, whether there is an RV or assets, and whether it is legal.
People or high positions, high income and so on. Under normal circumstances, only ID cards and income certificates of small companies are used to handle cards and quotas.
5000
About, if there is a car or a house, at least
1
Start with the quota of 10 thousand yuan.
2
、
The office telephone number left when filling out the application form must be a valid fixed telephone number, and someone will answer it and the bank will pay a return visit.
Sometimes I will simply ask questions, such as whether there is this person in this unit and what position. The application form must be truthfully filled in and signed by the bank.
Several items in the interview question application form, such as home address, whether I apply and sign it, etc.
three
、
After the credit card information is submitted, the bank pays a return visit and enters the business card printing process. In the meantime, you can call the bank customer service.
Inquire about the progress and quota of card processing,
The credit card will be sent to your home or work address by registered mail.
You need to call when you receive the card.
If you open a card in the bank, you can activate it (the activation steps are detailed in the letter)
The annual credit card fee 100 yuan is generally flat.
It's all brushed.
six
The annual card fee is free, and the credit card limit is unlimited.
four
、
It is free for banks to apply for cards. We do not handle credit cards on behalf of customers. We just help customers to apply for cards in person and ask for them.
Conduct professional consultation and experience exchange, or recommend bank staff responsible for card handling, so as to improve the efficiency of card handling and credit line for customers.
Degree,
We don't back up the information of customers who apply for credit cards.
The direct original is handed over to the bank staff as it is.
For whatever reason
The customer failed to apply for a card.
Its data will be destroyed after being archived in the bank for a period of time.
Never give it back to me again,
This is the official voice of the bank
There is an explanation in the Ming dynasty.
five
、
There are many models in our shop that are suitable for customers to buy by stages. We promote credit card information and speak for banks.
Solve the credit card installment payment,
Help customers shop by installment,
Customers help to handle the card through us.
There must be a consumption purpose,
do
The intention of the card is obvious,
Refuse to cash out with a malicious card,
All cardholders must agree with this concept.
Pay the deposit for the predetermined model.
(deposit)
The amount is charged according to the product.
200
-
celebrity
Yuan is not equal to)
The card can only be accepted after the consumer promises to cash it, otherwise,
Refuse.
After getting off the card, go to the store to swipe your card and buy your mobile phone in installments.
Refund the deposit; If the card issuance fails,
It's next to our shop.
After the bank personnel implement the transaction, the deposit will be refunded if the transaction is cancelled.
six
、
All bank credit cards can be applied for free.
One person suggested not to exceed at most.
four
Bank credit cards,
Don't exceed.
four
A credit card, many cards are useless, and it also affects the new card and credit limit. Now our store recommends handling the Bank of Communications.
Credit cards of China Bank, China Merchants Bank and Industrial Bank.
How long will it take for Guangfa Bank to get the credit card after it has been approved? Generally, the card will be received within 10 working days after the credit card of Guangfa Bank is approved.
Credit Card (English: credit card), also known as credit card. It is a non-cash transaction payment method and a simple credit service.
Credit cards are issued to cardholders by banks or credit card companies according to the credit and financial resources of users. Cardholders don't have to pay cash when using credit cards, but they will pay it back on the account date.
How long does it take for Guangfa Bank to apply for a credit card? The credit card review of Guangfa Bank is still relatively fast. Generally, the result will be known in about three working days. After two working days, the card will be mailed when it is ready, but it may take longer before and after the Chinese New Year.
How does the credit card of Guangfa Bank pass the examination? Hello.
When you declare, you will leave your phone number and address on your list.
After the declaration is passed, the bank you applied for will inform you.
Satisfied, please adopt.
thank you
How long can I get the card after the audit of Guangfa Credit Card? It takes about 1-2 working days to get a card after the audit. After the card is issued, it will be notified by SMS:
1. If it is registered mail, it will be received in about 7- 15 days;
2. If it is sent by EMS, it will take 3 to 4 days for the whole country, 2 days for this province and 7 days for foreign countries (countries that have signed peace treaties with China);
Three, after receiving the notice of bank card newsletter, you can check the delivery progress through the single number in official website Post;
The above is calculated from the time when the bank sent it, excluding the time when the business card was printed.