the interest of Yu' ebao is higher.

First of all, bank deposits are safer than Yu 'ebao, because Yu 'ebao is actually not a deposit, but a purchased fund, which has theoretical risks. In fact, there are similar wealth management products in banks, and the income is even higher than Yu 'ebao, so there is no comparison between them.

the balance treasure is settled on a daily basis. You can withdraw money at any time. Arrive in the account within two hours and withdraw the cash to the bound bank card without any charge.

Yu 'ebao is a balance appreciation service and current fund management service product under Ant Financial, which was launched in June 213. Tianhong Fund is the fund manager of Yu 'ebao.

Yu 'ebao is docked with Yu 'ebao Monetary Fund under Tianhong Fund, which is characterized by simple operation, low threshold, zero handling fee and ready access. In addition to financial management functions, Yu 'ebao can also be directly used for consumer payment such as shopping, transfer, payment and repayment, and is a cash management tool in the era of mobile Internet. Yu 'ebao is still the largest monetary fund in China.

on may 3, 218, Yu' ebao was newly connected to two money fund products, namely "Bosera Cash Income Currency A" and "China-Europe Qian Bao Currency A" under the China Europe Fund Company.

Yu 'ebao is not only an "artifact" of national financial management, but also constantly enters various consumption scenarios, bringing subtle and beautiful changes to users. Since 214, Yu 'ebao has successively launched projects such as buying a mobile phone with zero yuan and buying a car with Yu 'ebao, so that Yu 'ebao users can enjoy special preferential rights and interests, and also see Yu 'ebao's imagination in the field of consumption.

In March 215, Yu 'ebao was the first to buy a house, which was a big breakthrough in the consumption scene of Yu 'ebao and the first time that the real estate industry introduced internet financial tools. At that time, Fangxing Real Estate and Taobao launched the Yu 'ebao house purchase project, and released 1132 suites to support Yu 'ebao's house purchase in ten major cities in China, such as Beijing, Shanghai and Nanjing: after the buyer pays the down payment through Taobao, the down payment will be frozen in the balance treasure.

before the formal delivery or 3 months after the down payment, the balance treasure income generated by the down payment still belongs to the buyer. This means that the first delivery and then payment, the first payment can also earn income.

It is precisely because of the emergence of Yu 'ebao that the channels of public financial management have been expanded. Under the influence of Yu 'ebao's powerful fund gathering effect, major banks have launched similar Yu 'ebao products to meet the challenges, such as Ping An Bank's Ping An Ying, Minsheng Bank's Ruyibao, China CITIC Bank and Xincheng Fund's Salary Pot, Industrial Bank's Xingyebao and Treasurer's Wallet.