What kinds of funds are there?
1, which can be divided into open-end funds and closed-end funds according to whether the fund units can be increased or redeemed.
Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
2. According to different organizational forms, it can be divided into corporate funds and contractual funds.
A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.
3. According to the difference of investment risk and income, it can be divided into growth fund, income fund and balanced fund.
4. According to different investors, it can be divided into four categories: bond fund, stock fund, money fund and hybrid fund.
What are the main types of fund wealth management products?
At present, the institutions that can provide financial products in China mainly include banks, securities companies, investment companies, economic management companies, internet financial platforms and so on. The main products can be divided into the following categories:
1. Bank wealth management banks are mainly divided into three categories: guaranteed fixed income products, guaranteed floating income products and non-guaranteed floating income products.
2. Financial management of securities companies mainly includes stocks, funds and futures.
3. Investment companies Financial investment companies mainly include trust funds, gold investment, jade, jewelry and diamonds.
4. Internet financial management mainly refers to the financial management mode of P2P.