Enterprise account. According to Elvin's inquiry. The stock investment fund represented by the fund company is an enterprise account opened in the bank. However, the fund company's own company expense account is consistent with that of the general enterprise. The unit bank settlement account opened by depositors shall be subject to the effective date system, that is, the unit bank settlement account shall not handle payment services other than fund transfer and cash deposit within three working days from the date of formal opening, and payment can only be handled after three working days.