In order to control meaningless trading losses, we do not encourage frequent "swing" operation of fund subscriptions and redemptions. However, if the positions are held for a relatively long period of time, If the fund performance is still unsatisfactory, you can consider changing your holdings and choosing a fund manager with better investment management capabilities.
Generally speaking, when examining the ability of a fund manager, we can observe the following aspects:
The long-term historical performance of the fund manager, how it performed in the bull market and the bear market; The investment style, whether the performance curve tends to be stable or fluctuates greatly, the style itself is not right or wrong, but we must start from ourselves and choose the risks we can bear.
For some old products with excellent performance, sometimes we will encounter purchase restrictions. At this time, if the new fund is managed by the same fund manager, the investment strategy has not changed much compared with the old product. If you are within the fund manager’s circle of competence, you might as well pay more attention.
2. Grasp inaccurate positions
Whether the allocation of assets is healthy is also very important for investment.
But when we invest, we may encounter the problem of inaccurate positions.
If you are always hesitating between clearing and adding positions, you might as well pay attention to new funds and leave the position adjustments to professional fund managers.
If your equity position is already very high, and the fund manager of the new fund prefers the strategy of stable position building, you can also consider reducing the position through the new fund.
For the new fund itself, because the position is low during the position building process, it is generally easier to turn around. If there is an inflection point in performance when building a position, the fund manager's position adjustment operation can be More flexible.
3. Find new targets after taking profit on fixed investment
Fund fixed investment? Stop profit and stop losing? If the income of the old fund has reached the profit-taking target, it is safe to settle the bag. After that, you can generally start to consider other suitable targets.
The purpose of fund fixed investment itself is to control the hands of chasing ups and downs, downplaying timing and diversifying risks. Choosing a new fund also has a similar effect.
New funds generally have a closed period during which funds cannot be redeemed. Since we recognize the investment capabilities of fund managers, we can observe them in a longer dimension. It is best to continue to pay attention to For a period of time after the closing period, look at the overall performance of the fund during this period.
Under what circumstances can you buy new funds? The editor will stop here. If you don’t have the corresponding investment foundation, funds are a good choice. Funds are an essential part of everyone’s investment class. For more basic knowledge, techniques, precautions, news and information about investment and financial management, the editor will pay attention in a timely manner. In general, the editor reminds everyone that investment is risky and you need to be cautious when entering the industry.