The types of funds can be divided into on-site funds and off-site funds. Funds can be purchased on-site or off-site, and different types of funds correspond to different purchase channels.
Field fund
On-site funds refer to funds traded on the exchange. Download the market trading software of securities firms that open accounts, and buy them in the market trading software of securities firms, such as Zhang Le Fortune Pass, Huabao Zhitou and CITIC Securities of Huatai Securities.
On-market funds can be purchased and redeemed (this is the same as off-market funds), or they can be bought and sold directly (like stocks). On-site subscription generally implements the standard rate, without discount. If you pay the subscription fee of 1.5%, you have to pay 1.5%, and the brokerage company where you open an account will not give you a discount on your own initiative.
Off-site funds
Off-exchange funds refer to the purchase of third-party fund consignment platforms, such as banks, fund companies and third-party platforms.
1. When a bank purchases an OTC fund, it can download the bank's APP, then find the fund's page and make a risk assessment questionnaire according to the system prompts.
2. Fund companies buy funds. Find your favorite fund company, official website, and click to buy.
3. Third-party platforms purchase funds, such as Alipay, WeChat and Tian Tian Fund.
For OTC funds, different subscription amounts apply to different rates, and different channels will also have different rate concessions. Take Tian Tian Fund as an example. The subscription fee of the fund is basically 1 discount. For example, the subscription fee of a stock fund is 1.5%, and the subscription fee through daily subscription is 0. 15%. The redemption fee within one year is generally 0.5%, and the longer the holding time, the lower the fee.
Summary: Funds can be purchased in the brokerage market trading software, or in the third-party fund consignment platform, such as banks, fund companies and third-party platforms. There are many purchase channels.