You can make a fixed investment of 100 yuan every month, but at present, only the Agricultural Bank of China has introduced this fixed investment limit. ICBC has the lowest 200 yuan, and how long it lasts depends on personal choice. Generally, there are many people who invest for 3 or 5 years, and the investment cycle of 1 2 years is short, so it is difficult to obtain high returns in bad years. Therefore, it is recommended that you invest for 3 to 5 years. If you want to continue to hold it, you can continue to invest, so the handling fee is also low. Buying funds is the most taboo to buy and sell frequently, so choose a good fund carefully and stick to a fixed investment, which is more likely to yield! !

Personally recommend a bumper harvest of 300.

Harvest CSI 300 is an open-end equity fund (LOF) under harvest fund Management Co., Ltd., and its investment style is passive index. The index it is trying to copy is the Shanghai and Shenzhen 300 Index. From August 2007 to August 2008, the net value trend of Harvest CSI 300 was basically the same as that of CSI 300, with the daily average tracking error of 0. 15% and the annualized fitting deviation of 2.3655. Since its establishment, the Fund's net growth rate has been 145.438+0%, ranking among the top index funds of its kind. Judging from the share of the fund, the share has gradually increased, far exceeding similar products, and has remained above 30 billion yuan since the fourth quarter of 2007, which fully shows that it has been highly recognized by the market. The stock market has dropped from more than 6,000 points to more than 2,400 points now, with a drop of more than 60%. At present, the price-earnings ratio is around 19, and the valuation is reasonable. Moreover, most of the indexes tracked by the fund are large-cap stocks, and the heavyweights such as China Merchants Bank, Ping An Insurance, China Shenhua and CITIC Securities have good long-term growth. Judging from the recently announced performance, although affected by fundamentals, the performance of these companies is still good. In addition, the Olympic market did not appear as expected. Instead, the two cities plunged, and the Shanghai stock market fell below 2400 points. The long-term bottom has appeared, and the long-term investment value has already appeared. Therefore, investors are advised to seize the rare long-term strategic opportunity and open positions in batches at the irrational moment of the market.