After 1. was sold, the market began to rebound after falling less than 5%.
2. After the sale, the fund fell by more than 5%. If the fund drops more than 5% after selling, and then rebounds to the bottom, then buying after selling is profitable. Assuming that the fund is sold and then bought down by 5%, the handling fee for redeeming the fund is 0.5%, and the re-subscription fee is 0. 15%. When an investor initially holds 10000 shares and the net selling value is 1, he can get 3 16.58 shares, that is, 3. 16%. However, the probability of success of this operation is very low.
In the current situation of fund investment, if the fund loses money, it is a bit difficult to sell the fund first and then buy it. The short-term trend of the fund is uncertain. There may be various uncertain trends in the selling market. It is meaningless to pay attention to how much room the market has to fall. After selling, there is a great possibility of shorting. According to the "dog-walking theory" of investment, the best way is to add positions when buying on dips. You can buy more stocks with the same money, and you can make a quick profit after the market rebounds. It is meaningless to do short-term timing operation of fund investment. The key is to adhere to the correct investment model and invest for a long time. It is difficult for retail investors to grasp the market situation of rotating issuance of different fund sectors.
Should the fund be sold at a loss? Either way, if investors can bear the loss, they can sell it. If investors can't bear the loss, they can't sell, and reduce the cost by adding positions. The loss of the fund shows that the net value of the fund decreases, and investors buy more fund shares with the same fund, which dilutes the transaction cost of the fund. The lower the cost, the less risk they take, and the greater the possibility of gaining profits in the future.