Lifetime treasure is the financial management tool of Tian Tian Fund Network's preferred money fund. Money market funds invest in varieties with high safety factor and stable expected annualized income, such as government bonds, central bank bills, commercial bills, bank time deposit certificates, etc. Under normal circumstances, they can not only get the expected annualized expected income higher than the interest on bank deposits, but also ensure the safety of the principal.

Compared with direct investment in the money fund, the feature of the current treasure is that it can be recharged and withdrawn at any time, and it can also enjoy the expected annualized expected income of the money fund. It neutralizes the high liquidity of cash and the high expected annualized rate of return of funds, and is a good choice for cash investment.

The monetary funds bound by the current treasure include South Cash Increase Currency A, South Cash Increase Currency B, E Fund Tian Tian Wealth Management Currency (000009), ICBC Currency (482002), Guangfa Currency A(270004), Guangfa Currency B(2700 14) and E Fund Currency A (1655). E Fund B( 1 100 16), Baoying A(2 13009), Baoying B(2 13909), Huaan Cash Fuli A(040003) and Huaan Cash. The funds in the living treasure can transfer money to each other.

Expected annualized expected return of live treasure

Among all kinds of funds bound by lifelong treasure, the funds with the best expected annualized income are Baoying Currency, Great Wall Currency and South Cash Increase Currency. On June 6th and 7th, the expected annualized rate of return was the highest in Baoying Currency B and Baoying Currency A. ..

The use of living treasures

1. Opened:

Open a live treasure-open an online trading account of Tian Tian Fund, and you can use the "live treasure" after logging in;

The advantage of active treasure over bank demand-active treasure invests in money fund, on the one hand, it enjoys the annualized interest rate of money fund much higher than bank demand, on the other hand, it can be realized at any time and enjoy the same convenience as bank demand.

2. Recharge:

Top-up amount-The minimum top-up amount of each fund of Lifetime Bao is 500 yuan, and the minimum top-up amount after the first successful top-up is 65,438+000 yuan.

Charge-periodical treasure 0 charge.

Select products-Lifelong Bao can only select existing products that have cooperated, and subsequent support products will be added one after another.

3. Cash withdrawal:

Withdrawal amount-general withdrawal is not limited; Fast cash withdrawal limit: the minimum amount of fast cash withdrawal on the same working day (trading day) is 65,438+000 yuan, the maximum amount is 50,000 yuan, and the maximum amount is 654,380+000 million yuan per day. There is no handling fee during the promotion period.

Cash withdrawal fee-general cash withdrawal fee is 0; There is no handling fee during the promotion period of quick cash withdrawal.

Full cash withdrawal and quick cash withdrawal-quick cash withdrawal-keep a single fund product at least 1 copy; If there is no quick cash withdrawal record within 2 working days (trading day), all cash withdrawals can be supported.

4. Transaction inquiry and cancellation:

Transaction inquiry-all records, status and transaction details of your current account recharge, cash withdrawal and quick cash withdrawal can be inquired in the transaction records.

Recharge and cash withdrawal-recharge and quick cash withdrawal can't be withdrawn, but quick or ordinary cash withdrawal can be carried out T+2 days after recharge; Ordinary cash withdrawal can be cancelled before the current working day 15: 00.