There is a balance treasure on Alipay. You can use funds and gold to make money and manage your finances regularly. 1. Let's talk about Yu 'ebao first. There are two indicators and seven-day annualized rate of return. I can see my interests every day. In the past, there were no restrictions on deposits, but now the management is strict, with a maximum of 65,438+million and a maximum of 20,000 per day. Very high. Yu 'ebao is a balance wealth management product launched by Alipay. The transfer of funds to Yu 'ebao is actually the purchase of the monetary fund provided by Tian Hong Fund (formerly known as Zenglibao Monetary Fund), which can be transferred, transferred or consumed at any time;

You can make a choice according to your performance. The investment risk of the fund is greater than that of Yu 'ebao and regular investment, but the income is higher. When choosing a fund, we should not only look at the long-term performance, but also look at the short-term performance. I recommend setting up a new fund with cash profit currency or below, with an investment of 100 yuan. After a period of repeated investigation, the author will see whether to increase investment, but higher income depends not only on long-term performance and short-term performance. The income of Yu 'ebao is related to the funds you transferred to Yu 'ebao, and has nothing to do with the bank card binding account. There are many wealth management products for you to choose from, including 7 days, 30 days, 60 days, 90 days, 1 year, 3 years and 5 years.

The longer the time, the higher the profit spillover. These gains are slightly higher than Yu 'ebao. The risk is also relatively low, suitable for investment. When Alipay buys funds, try not to buy all funds at once, and buy fixed investment in several times. When selecting the ranking filter, please click to view the past performance of the fund and the management level of the fund manager. Financial management is long-term value-added wealth. Only by investing in their earning power can young people increase their wealth quickly. The income of Yu 'ebao is calculated like this. Take the working day as an example, transfer money on Monday, calculate interest on Tuesday, and display interest on Wednesday, that is, you can see your interest on the third day after transfer.

If it exists on weekends and holidays, the interest will not be calculated for the time being, but will be calculated on the next working day. In order to ensure the best interests of Yu 'ebao, it is not cost-effective to transfer money after Friday. If you transfer money after Friday, you can't start to calculate interest until next Monday, so the best time to invest in Yu 'ebao is Monday to Thursday, so you can get the most benefit. If you want to rely on this fund to achieve stable income, you need to have a lot of principal, otherwise you can only increase a few cents a day. If you want to learn to invest, index funds and stock funds may be a good choice. The difference between them lies in high risk and low risk.