The International Monetary Fund (IMF) mainly provides credit support to its member countries to help these countries cope with economic crises and foreign debt problems.

The IMF's loan targets can be developing and developed countries, including those countries that have experienced economic difficulties, especially insufficient foreign exchange reserves, hindered economic growth, and current account deficits in the balance of payments. IMF loans are usually based on certain conditions and requirements, and the lending country also needs to fulfill certain responsibilities and commitments. The types of loans provided by the IMF include urgent financing, precautionary financing, structured financing, etc. The IMF's lending policies and specific operations are affected by many factors, such as the IMF's own internal operations, the political and economic strength of member countries, changes in the international financial market, geopolitical risks, etc.