As soon as the new fund is listed, it will always be taken away by the citizens, especially some new citizens. Envy people around make money by buying funds, and the new fund is highly publicized. Coupled with the encouragement of some acquaintances, they joined the team for the new fund. Because there is no continuous publicity, and the subscription is basically over, the old fund will make up a part of the redemption share at most, plus there is no hawker lobbying, which will naturally be ignored.
According to different investment objects, funds can be divided into stock funds, bond funds, monetary funds and futures funds. Of course, it is not necessary to invest in only one variety, and many of them are mixed investments.
Bond funds and money funds naturally mainly buy treasury bonds, corporate bonds, bills and other products, and their income is relatively fixed. The longer the time, the more income may be. If there is no better investment project or urgent need, you don't have to pay attention. Just take it.
Stock funds and futures funds mainly invest in stocks and futures, and their returns are closely related to the prices of stocks and futures. If the stock and futures prices fluctuate greatly, you have to sell high and suck low to earn the difference. Otherwise, with the arrival of the bear market, the funds may be broken or even fall badly. Of course, the fund redemption fee is higher, and there is no need to go in and out frequently.
Funds, like stocks, sell high and receive low. Only in this way can we obtain stable profits. Of course, long-term holding is also profitable, but you don't feel like a stock fund operation, but you feel like making money.
Some people may say, why haven't you thrown high? Because at present, the income of this fund has not reached my psychological expectation, so I will continue to hold it and continue to have low income at the right time.
Suppose you have a passing sum of money in your hand, which is the kind of money left in your hand and finally given to others. If the law allows, can you try this kind of stock fund operation?
Of course, you should be mentally prepared, and who will pay for the loss.