Zibo medical insurance personal account transfer standard will be officially implemented on June 1 2023. According to the regulations, if the balance of employee medical insurance personal account is less than 100 yuan, it will be automatically included in urban residents' medical insurance, and medical insurance premiums will no longer be charged to employee medical insurance personal accounts. The implementation of this policy is related to the expansion of the accumulation scale and coverage of medical insurance funds in Zibo. It is reported that Zibo has previously included outpatient diagnosis and treatment of common diseases in urban residents' medical insurance, and at the same time strengthened the medical insurance for serious illness and raised the standard for retirees. By transferring the personal account balance of medical insurance, the basic medical security needs of urban and rural residents can be better guaranteed. It should be noted that the implementation of this policy will not affect the existing amount in employees' personal medical insurance accounts, but will only affect the situation that the balance is less than 100 yuan. For employees who have been included in urban residents' medical insurance, all the money in their personal accounts will be transferred to the corresponding personal accounts of urban residents' medical insurance, and urban and rural residents will enjoy relevant medical security benefits in a unified manner.
After the balance of Zibo medical insurance personal account is transferred to urban residents' medical insurance, can you still enjoy the relevant treatment of employee medical insurance? You can't. Once the personal account balance is less than 100 yuan and included in the urban residents' medical insurance, it means that the individual has withdrawn from the security system of employee medical insurance and can no longer enjoy the relevant treatment of employee medical insurance.
The implementation of personal account transfer payment standard of medical insurance in Zibo is to better protect the basic medical security needs of urban and rural residents. It should be noted that if the balance of personal medical insurance account is less than 100 yuan, it will be automatically included in urban residents' medical insurance. Once it is included, it will not be able to continue to enjoy the relevant benefits of employee medical insurance.
Legal basis:
"People's Republic of China (PRC) basic medical and health promotion law" eighty-second expenses are mainly paid by the basic medical insurance fund and individuals. The state raises basic medical insurance funds through various channels according to law, and gradually improves the mechanism of sustainable financing and adjusting the level of basic medical insurance protection. Citizens have the right and obligation to participate in basic medical insurance according to law. Employers and employees pay basic medical insurance premiums for employees in accordance with state regulations. Urban and rural residents pay the basic medical insurance premiums for urban and rural residents according to regulations.