"Kunlun Bao" series products are low-risk monetary fund products provided by Kunlun Bank in cooperation with fund companies. At present, we offer two monetary fund products "Kunlun E Jinbao" and "Youxinbao":
"Flexible financial management" is an investment and financial management product provided by Kunlun Bank. Mainly provide KLBSH0 1 series products (Kunlun Bank No.65438 +0 series wealth management products), with medium and low risks and flexible term, ranging from 34 days to 364 days; The initial investment is mostly 50,000 yuan, and only the initial investment of KLBSH0 1 18006 products is 500,000 yuan; The yield is between 4.35% and 5.20%. As a reminder, users who purchase wealth management products from Kunlun Bank for the first time need to go to Kunlun Bank outlets for risk assessment first.
"Fund Supermarket" is a fund product sold by Kunlun Bank, covering fewer types of funds. For the time being, there are southern fund, cathay pacific fund, E Fund, Yin Hua Fund and Nuoan Fund.
In terms of loans:
Kunlun Direct Bank provides "financing credit", which is a personal consumption loan product for employees of CNPC and its subordinate units.
Other aspects:
In terms of life service, Kunlun Bank Direct Bank provides credit card repayment business and fuel card recharge business. Refueling card recharge business is rare in direct selling banks, but it is not unusual in Kunlun Bank, which is controlled by PetroChina after all. It is also for this reason that Kunlun Direct Bank only recharges its customers' real name China Petroleum Kunlun fuel card. Tip: Before recharging, you need to bind the Kunlun fuel card opened by my real name.
Kunlun Direct Bank provides remittance service "Kunlun Flash Remittance", which can transfer funds in and out.
Besides, Kunlun Direct Bank has no other services, such as smart deposit business, precious metal purchase, living payment and other services.
Kunlun Direct Bank provides PC-side official website and mobile APP, and the products of the two users are almost the same. Direct selling banks lack investment and wealth management products. Only two Yu 'ebao wealth management products and a series of bank wealth management products were temporarily launched. Although there are fund products on consignment, there are not many kinds. Loans are highly targeted, only for employees of CNPC and its subordinate units, and they are very stingy in direct selling banks. In addition, direct selling banks support credit card repayment, and also provide online recharge of PetroChina Kunlun fuel card, which reflects the particularity of banks facing groups.