With the increasing demand of investors for investment, graded funds are increasingly favored by investors. Classified fund refers to the division of fund assets into two parts, one as "Class A share" with higher risk and the other as "Class B share" with lower risk. However, due to market fluctuations and other factors, the gap between the net value of graded funds A and B is getting bigger and bigger. In order to protect the interests of investors, the CSRC has formulated a series of merger rules to limit the risks of graded funds and ensure the interests of investors.
First of all, the merger rules of graded funds are based on the difference of net worth. When the net difference between A share and B share exceeds a certain proportion, the fund manager must take immediate measures to merge A share and B share. In addition, the fund manager also needs to report to the CSRC and make an announcement before the merger. For investors, this method can reduce the investment risk and avoid the loss of investment income caused by market fluctuations and other factors.
Secondly, graded funds are classified according to the risk level. According to the regulations of CSRC, classified funds are classified according to investment scope, risk-return grade and other factors. Among them, graded funds are divided into pure debt type, mixed type and stock type. Different types of graded funds have different investment scope and risk level. Investors should choose their own graded funds according to their own risk tolerance and investment needs.
In short, when the net difference exceeds a certain proportion, the fund manager must take measures to merge the A and B shares. The classification of graded funds is based on its investment scope, risk level and other factors. When choosing a graded fund, investors should choose a graded fund that suits them according to their own risk tolerance and investment needs.