1、? Equity fund: the investment target is mainly the stocks of listed companies. Stock funds can be divided into various industrial funds according to the target industries.

2、? Bond fund: the investment target is bonds or mainly bonds.

3、? Balanced fund: a mutual fund that invests in stocks and bonds in a diversified way. The risk is relatively low and the performance is relatively stable. In the face of drastic fluctuations in market conditions, it is suggested to increase the holdings of such targets.

4、? Allocation of funds: the proportion of asset allocation can be greatly changed according to market conditions.

5、? Money market fund: the investment target is money market commodities with excellent liquidity, such as deposits, national debt and repurchase within 365 days.

6、? Hedge Fund (hedge fund):

7、? Real estate investment trust funds, real estate trust funds (REITs)

8、? FOF: As the saying goes, this is a fund in a fund, and the holding target must be a fund, which can be a stock fund or a bond fund, before the fund team can operate.

Second, according to the trading mechanism

1、? Closed-end: The total number of fund units of closed-end funds is fixed. Once the issuance is completed, new investment subscriptions can no longer be accepted, and investors are not allowed to demand redemption of their investments.

However, investors can buy and sell closed-end funds on the stock exchange, and the price is completely determined by buyers and sellers, which may be quite different from the net value of funds (that is, the actual value of each fund). When investors buy and sell closed-end funds on the stock exchange, they only need to pay the commission to the securities broker, and do not need to pay the fee to the fund manager.

2、? Open-end funds: Open-end funds can issue new fund shares according to the needs of investors after the closing of each trading day in the securities market (for investors, this behavior is called subscription), or they can return the funds they manage to investors at the request of investors (for investors, this behavior is called redemption).

Due to the occurrence of subscription and redemption, the total assets of open-end funds are unstable, and fund managers must adjust their investment portfolios at any time to cope with the impact of new subscription or redemption. In order to reduce this influence, open-end funds generally require investors to pay a certain percentage of fees when purchasing and redeeming. In order to attract investors, some funds deliberately canceled this fee, which is also called no-charge fund.

3、? ETF: It can be traded in the secondary market, and it can also be purchased and redeemed, but the purchase and redemption must be in the form of portfolio securities.

4、? LOF: It can be traded in the secondary market, or it can be purchased and redeemed.

Third, according to the way of raising.

1、? Public Offering of Fund (public offering):

2、? Private equity investment (private placement)

Four, according to the size of the investment target stock

1、? Large-cap fund: a fund that invests in large-cap stocks.

2、? Medium-sized stock fund: a fund that invests in medium-sized stocks.

3、? Small-cap fund: a fund that invests in small-cap stocks.

Five, according to the attribute

1、? Positive growth fund

2、? Growth fund

3、? Growth and income fund

4、? Fixed income fund

5、? Balanced fund

Intransitive verb others

1、? Capital preservation fund: the fund that the fund company guarantees the investor's principal security in the fund contract generally has certain preconditions, such as the investor needs to hold it for a certain period of time.

2、? Life cycle fund: a securities investment fund that constantly adjusts its portfolio according to the age of the target holder.

Extended data:

Precautions:

1. Pay attention to the proportion of fund types according to your risk tolerance and investment purpose. Choose the fund that suits you best, and set an investment ceiling when buying partial stock funds.

Be careful not to buy the wrong "fund". The popularity of funds has led to some fake and shoddy products "fishing in troubled waters", so we should pay attention to identification.

3. Pay attention to the later maintenance of your account. Although the fund is worry-free, it should not be left unattended. Always pay attention to the new announcements on the fund website, so as to have a more comprehensive and timely understanding of the funds you hold.

4. Pay attention to buying funds and don't care too much about the net value of funds. In fact, the fund's income is only related to the net growth rate. As long as the fund's net growth rate stays ahead, the income will naturally be high.

5. Be careful not to "love the new and hate the old" or blindly pursue new funds. Although the new fund has inherent advantages such as preferential prices, the old fund has long-term operating experience and reasonable positions, which is more worthy of attention and investment.

6. Be careful not to buy bonus funds unilaterally. Fund dividend is the return of investors' previous income, so it is more reasonable to change the dividend method to "dividend reinvestment" as far as possible.

7. Be careful not to talk about heroes by short-term ups and downs. It is obviously unscientific to judge the pros and cons of the fund by short-term ups and downs, and it is necessary to make a comprehensive evaluation of the fund in many aspects and conduct a long-term investigation.

8. Pay attention to flexible investment strategies such as steady and worry-free fixed investment and affordable and simple dividend transfer.

References:

Baidu encyclopedia-fund