Choose banking stocks, hold dividends for a long time, and transfer them to future generations. The reasons are as follows: banking stocks represent the country in order to stabilize the financial system, so the long-term development of banking stocks develops steadily, and it is not easy to rise too high and will not fall too much. There is a central bank service guarantee, which is the controller. The profit of bank stocks is relatively suitable, and the overall growth rate of sales performance is good. Every year, a large part of them are taken out to carry out dividends, and the dividend distribution rate is high. This can be found through some software systems.

The valuation of bank stock companies is relatively small at this stage, and there is a big room for growth in the future, which is suitable for long-term holding. You can continue to buy after dividends, and if you hold it for more than 5-1 years, the comprehensive rate of return is also very good. Holding state-owned shares in several major banks will improve the overall economic development of the country in the future, and bank shares will benefit for a long time. Bank stocks are equivalent to deposits, and profits come from dividends and stock price increases. They can be sold or held all the time, with good selectivity and controllable risks.

Project investment stocks are used for pension services, and such stocks must have high regulations. Only stocks with the following conditions are suitable for pension project investment. Standard 1: leading enterprises, stocks with strong ability to resist risks and stocks with extremely low P/E ratio. Standard 2: It is better to have long-term stock investment and dividend income every year, and the stock price is preferably fluctuating and rising. After all, the key to the project's investment in stocks for old-age services is to understand two points, one is the safety factor of principal, and the other is long-term investment; These two aspects are very important. If a stock doesn't have these two advantages, it doesn't have pension investment.

If you choose a stock with low safety factor and low profit, why not deposit the pension service money in the bank? The purpose of buying stocks with pension money is to get higher profit and make the pension life better. If you really want to invest in stocks with pension funds, the most cost-effective is the stocks of the six major state-owned banks, so the stocks can be used for pension investment, especially ICBC, which is the leader of the banking industry. This stock is seriously undervalued, has strong ability to resist risks, and is not low in long-term investment, and is definitely suitable for pension stocks.