Live money management can be taken out at any time after the share is confirmed, but before the share is confirmed, it is generally divided into the following situations: it has just been transferred in before 15 o'clock on the trading day; it is not possible to directly withdraw the bill, and after withdrawing the bill, the funds will return to the original way, generally in real time with the balance treasure, and generally within the same day as the bank card is transferred in.

Yu 'ebao is a balance appreciation service and current fund management service product under Ant Financial, which was launched in June 213. Tianhong Fund is the fund manager of Yu 'ebao. Yu 'ebao is docked with the Yu 'ebao Monetary Fund under Tianhong Fund, which is characterized by simple operation, low threshold, zero handling fee and ready use. In addition to financial management functions, Yu 'ebao can also be directly used for consumer payment such as shopping, transfer, payment and repayment, and is a cash management tool in the era of mobile Internet. Yu 'ebao is still the largest monetary fund in China. 1 yuan can manage money on a regular basis-Yu 'ebao was born in 213, which is widely regarded as the first year of Internet financial management for Chinese people, and Yu 'ebao has become the most typical representative of inclusive finance. One year after it was launched, it not only made tens of millions of people who had never been exposed to financial management germinate their financial awareness, but also activated the technology and innovation of the financial industry and promoted the process of market interest rate.

A researcher from the Development Research Department of Huaxia Bank said that the emergence of Yu 'ebao not only meets the growing demand of residents for asset allocation, but also complements the existing investment products, which not only improves the wealth management income, lowers the wealth management threshold, but also awakens the public's awareness of wealth management. The net profit of Yu 'ebao in 215 was 23.131 billion yuan. This figure was about 24 billion yuan in 214 and 17.9 billion yuan in 213. As of December 31, 215, the net return rate of Yu 'ebao's share was 3.6686%, and the benchmark return rate of the same period was 1.3781%. Among the top five funds in terms of profit, Tianhong Yu 'ebao ranks first, and others are Guangfa Jufeng, China Post Core Growth, Yifangda Ruihui Flexible Configuration and Balanced Enrichment. It is worth mentioning that although the annual profits of the last four funds all exceed 7 billion yuan, none of them exceed 1 billion yuan, so the status of Yu 'ebao is far from being shaken. Experts pointed out that the current interest rate marketization reform in China is still progressing steadily. In the long run, the income of Yu 'ebao will gradually return to a more balanced income level of the money fund. The positioning of Yu 'ebao as a "cash management tool" has become more and more obvious.