From the perspective of social insurance, social welfare and social assistance in the social security system, these concepts are both related and different. The main differences are as follows:

(1) The implementation objectives are different. Social insurance is implemented for workers whose main source of livelihood is wage income, that is, workers who have established labor relations with employers and have a stable source of income, including retirees; Social welfare and social assistance are implemented for all members of society, regardless of whether they take wage income as their main source of livelihood.

(2) Different sources of funds. Social insurance funds come from the contributions of employers and workers, and the state finances provide appropriate subsidies. Under the social insurance system, it is a legal obligation for employers and workers to pay social insurance premiums, and individuals cannot choose. Social welfare and social assistance funds come from national finance and donations from all walks of life, and members of society have no obligation to pay.

(3) Different implementation conditions. Social insurance implements the principle of reciprocity of rights and obligations, that is, workers only try their best to work and pay social insurance premiums; After that, you can enjoy various social insurance benefits. Social welfare and social assistance emphasize the responsibilities and obligations of the state and society to all members of society, and members of society do not have to bear the obligation to pay for social welfare and social assistance.

(4) Different implementation methods. Social insurance has different provisions according to the different labor risks encountered by workers. According to the current social insurance law in China. Endowment insurance and medical insurance are mainly based on individual accounts and overall planning. Workers' enjoyment of endowment insurance and medical insurance depends on their payment amount, unemployment insurance mainly depends on the living standards of the local people where the unemployed are located, and work-related injury insurance and maternity insurance depend on their work-related injury procedures and maternity expenses. Social assistance is determined according to the income level of citizens, the burden of family members and other factors. For example, after an accident or hidden danger in life, citizens can apply to the government for assistance, and the relevant government departments should conduct necessary investigations and verify that they meet the conditions for assistance before issuing assistance funds. The standard of assistance is generally limited to ensuring their minimum living needs. Social welfare is mainly realized by providing welfare facilities and services to the society, and all eligible members of society have the right to enjoy it.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.