When you invest in a fund, you should choose some potential funds. So, is it better to set up a fund for a long time or a short time? In fact, when choosing, try to choose some funds that have been established for a long time, because such funds have some advantages when investing, such as past performance reference and mature assets allocated by the fund.

However, due to the early establishment of the old fund, the net value of the fund will be higher when investing, and the holding cost will be higher after buying. Moreover, buying low and not buying high has always been the general investment mentality of the people, and even simply think that the future growth potential of funds with high net worth is insufficient. In fact, this idea is wrong. At this time, both old funds and new funds should pay attention to the growth of funds.

At the same time, foundations that have been established for a long time have certain advantages in liquidity and transparency. For example, after the establishment of a new fund, it will generally enter a closed period of no more than three months, during which it cannot be redeemed. At this time, if they need money urgently, it will often be more troublesome, but the old fund will not have this problem.

When investing in a long-established fund, you can use historical performance as a reference index. By reading the quarterly and annual reports of the old fund, we can master the fund's operation ideas, the proportion of positions and heavy stocks, and understand the investment style of fund managers. However, for the new fund, it is difficult to make investment decisions based on the performance because there is no relevant historical performance and other information as investment reference at the initial stage of its establishment.

However, the new fund also has certain advantages when investing. For example, when buying, the handling fee will be lower and the net value of the fund will be lower. Users can choose what suits them according to their actual situation when investing, but investment funds must use their own spare money and cannot borrow money to invest.

Finally, when investing in funds, you can use the method of fixed investment in funds, because fixed investment in funds can effectively reduce the cost of holding funds, and the subsequent net value of funds can be sold for profit. It is worth noting that the fixed investment of the fund does not guarantee a certain profit, and there may be losses.