Absolute return strategy products are products that can meet the needs of ordinary investors. Absolute return strategy products can make investors feel at ease in investing, instead of fluctuating with the market every day. In the case of paying attention to the market every day, the investment mentality is also easy to become particularly anxious. Fund product holders with absolute return strategy will have a better investment experience.

As far as most investors' financial demands are concerned, the overall income is still slightly higher, but the fluctuation must be relatively small.

Absolute return is committed to strictly controlling the exit and fluctuation of portfolio, striving for positive portfolio return by controlling risks, and pursuing steady growth of net worth.

What kind of strategy should be adopted to realize the absolute income of products?

In order to achieve the goal of absolute return, there are five aspects that need attention. First, pay attention to the comparison of assets, industries and individual stocks or securities; Second, pay attention to the cost performance of asset allocation. No matter what kind of assets are configured, it is most important to pay attention to their cost performance. Thirdly, pay attention to the control of exit, which is a very obvious feature of absolute income products and will also have a great impact on the sense of investment experience; Fourth, when we pay attention to the certainty of income and make absolute income, we must consider the certainty of income when allocating a certain type of assets; Fifth, pay attention to the compound interest effect.

How to allocate large-scale assets

There are many products with absolute return strategy in the fund market. We take one of them as an example to understand the asset allocation characteristics of absolute income products.

Take the Bank of China multi-strategy hybrid fund of Bank of China Fund as an example.

Li Jian, the fund manager who manages the fund, said: "First of all, at the beginning of each year, we will determine the expected annual rate of return and the target annual rate of return of an absolute return strategy fund according to the market conditions at that time, including the prospect of the whole capital market in that year. (Draw up the expected rate of return according to market conditions)

Then push back to each type of assets that can be matched according to the expected target annual rate of return, and then predict what kind of returns such assets may provide according to the logic behind such assets, as well as possible opportunities and risks.