10,000-share income refers to the income generated by investors on the day they buy 654.38+0,000 yuan wealth management products, in which the formula for calculating investors' income by using 10,000-share income is: income = confirmed amount/654.38+0,000 × 10,000-share income on the same day.
For example, if an investor buys a monetary fund with a capital of 200,000 yuan, and the ten thousand shares of the monetary fund on that day are 0.6 yuan, then the investor's income on that day is = 20/ 1× 0.6 = 12 yuan, so the higher the ten thousand shares of the monetary fund on that day, the more income the investor gets.
Seven-day annualized rate of return refers to the average income level in the past seven days. For example, a wealth management product has an annualized rate of return of 4% in seven days. If the income in the next year remains the same in these seven days, then after 1 year, the income level of 4% can be obtained, and its one-day rate of return is roughly = 4%/365 = 0.065438+. The investor invested 654.38 million yuan, and the single-day income =100000× 0.011%=1/yuan.
The rate of return given by wealth management products is generally the expected rate of return, which is the goal that wealth management products want to achieve. It can only be used as a reference value, and the actual income is subject to the actual income.
Generally speaking, there are some deviations between the actual income and the expected income of wealth management products. When buying wealth management products, investors should choose wealth management products with higher expected rate of return, because the actual income of wealth management products with higher expected rate of return is mostly higher than those with lower expected rate of return.