2. The medical insurance premiums paid by individual employees are all included in personal accounts, while the unit contributions are not all included, but they are included in a certain proportion. The proportion of employees under the age of 35 is 0.8% of the monthly payment salary, the proportion of employees aged 35-45 is 1% of the monthly payment salary, and the proportion of retirees is 1.5% of the monthly payment salary. In addition, the social security agency deducts 10 yuan from the general outpatient co-ordination fee and large medical assistance fund in 8 yuan every month from the insured person's personal account.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.