What does it mean to buy a fund in two installments? How is the fund calculated in two installments? Some people may have this question. If I buy the same fund in two installments, is my income divided into two parts and calculated separately? The following is a small

I compiled this article about buying funds in two tranches, hoping to answer the questions in your mind.

When buying a fund in two installments without considering handling fees, the holding cost of the fund purchased in two installments = (fund shares purchased for the first time × net value of the fund + fund shares purchased for the second time × net value of the fund)/total holdings

If you have shares, buying them in two times when the fund is rising will increase the investor's holding costs. When the fund is falling, buying it in two times will reduce the investors' holding costs.

For example, if Xiao Li purchased 1,000 shares of a certain fund when the fund's net value was 1 yuan, and now the fund's net value has risen to 1.5 yuan, and he adds 1,000 shares, Xiao Li's costs will change accordingly, regardless of handling fees.

In this case, Xiao Li's position cost = (1×1001000×1.5)/2000=1.25 yuan. Compared with the previous 1 yuan, the cost has increased by 0.25 yuan.

How to calculate the fund if you buy it in two times? If you buy a fund from China Merchants Bank, the fund income = principal/(1+subscription rate)/net value on the subscription day x net value on the redemption day x (1-redemption rate)-principal; please

Log in to the public version of online banking, select "Investment Management" - "Funds" - "My Funds" - "Fund Positions" to view "Floating Profit and Loss" and "Cumulative Income".

The calculation is based on the net value on the day of subscription; if the subscription is made on the same day and before 3 p.m. that day, then the calculation is based on the net value on that day.

Will the net value of the fund be lowered if it is purchased twice? Whether the net value of the fund will be lowered if it is purchased twice depends on whether the net value of the investor's second purchase is lower than the first.

If the net value of the second purchase is lower than the first purchase, the net value will be lowered.

Otherwise, the net worth will not be lowered.

Generally, when investors lose money, buying a second time will lower the net worth.

The net value of a fund unit refers to the value of each fund, which is a measure of how much the fund is worth. The net value of a fund unit = the total net asset value of the fund/the total shares of the fund unit. Subscriptions and redemptions of open-end funds are carried out at this price.

Why do some funds have no cumulative net value? Some funds may not have a cumulative net value because the fund has not been established for a long time and there is no cumulative net value statistics. It may also be a currency fund. The net value of a currency fund is 1. The calculation of a currency fund is

The seven-day annualized rate of return and the income of 10,000 shares, so the net value of the fund will not increase.

The cumulative net value of a fund refers to the price since the fund was established. Generally speaking, the higher the cumulative net value of a fund, the better the performance of the fund. It also reflects the management level of the fund manager and can be used as a reference indicator when investors choose funds.