Medical insurance for serious illness is a necessary supplement to basic medical insurance. Anyone who participates in the basic medical insurance for employees of government agencies and institutions and their insured employees must participate in the medical insurance for serious illness of employees. Serious illness medical insurance is organized and implemented by the medical insurance center. Serious illness medical co-ordination fund shall be borne by the insured unit according to the standard of 72 yuan per person per year, and the county financial allocation shall be borne by the county finance as a subsidy for civil servants. At the beginning of the year, the serious illness medical co-ordination fund will be paid to the medical insurance center in one lump sum, and the medical insurance center will participate in the serious illness medical insurance of commercial insurance companies. For medical expenses that meet the requirements of basic medical insurance payment, the maximum payment limit of the basic medical insurance pooling fund is more than 6.5438+0.5 million yuan, 90% of the medical insurance for serious illness is paid, and the personal burden of employees is 654.38+0.00%.

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