Grade B fund investment tips, how to buy grade B fund?
1. What is a graded b fund?
The net expected returns of graded funds actually come from the fund of funds. The fund of funds is an open-end fund. When investors subscribe for the fund of funds, , buy the corresponding shares respectively according to a certain proportion. Among them, share A belongs to the low-risk expected return end and can generally obtain a given agreed expected return rate. Share B belongs to the high-risk expected return end and can amplify the expected investment return of the fund of funds.
The essence is that the B share holder finances the A share holder and pays interest to the A share holder, and the B share holder obtains the remaining expected income, thereby obtaining investment leverage.
2. Transaction Rules for Classified B Funds
Basic shares of classified funds can be subscribed and redeemed at net value on or off-site, but A shares and B shares generally cannot be purchased separately Subscription and redemption can only be done on the exchange with securities accounts, similar to buying and selling stocks. You can also split the fund of funds, keep A and sell B. The basic net value of shares of graded funds = the net value of Class A shares * proportion + the net value of Class B shares * proportion.
3. Investment skills for graded B funds
The investment methods of graded funds on the Shanghai Stock Exchange and the Shenzhen Stock Exchange are different. Investors buy graded B funds on the Shanghai Stock Exchange on day T and then buy again on the same day. If you enter a graded A fund, you can directly merge the two into a parent fund and enter the secondary market for trading. In fact, you can indirectly realize "T+0" transactions and provide certain convenience to investors.
I hope the above content on investment tips for graded B funds will be helpful to everyone. Warm reminder, financial management is risky, so investment needs to be cautious.