1. Payment method: the owner shall pay the house maintenance fund before handing over the house. The first phase of housing special maintenance funds, the owners can be directly deposited in the housing special maintenance fund account, can also be entrusted to the real estate development enterprises to pay. Commissioned by the real estate development enterprises to pay, the real estate development enterprises shall, within 30 days from the date of receiving the housing maintenance funds, deposit the housing special maintenance funds into the housing special maintenance fund account. In the sale of commercial housing, the buyer and the selling unit shall sign a house maintenance fund payment agreement, and the buyer shall pay the house maintenance fund to the selling unit according to the proportion of 2-3% of the purchase price. The maintenance fund collected by the selling unit belongs to all owners and is not included in the residential sales income. The maintenance fund is jointly raised by the owners of the property, who enjoy the rights of maintenance fund according to the proportion of payment, but the right to use it belongs to all owners, and individual owners may not withdraw their own maintenance fund from the bank.
2. Payment time: The deed tax and maintenance fund of the new house are generally handed over to the developer when the house is handed over, and there is no need to pay taxes when buying a house. That is, the house will be delivered two years later, and the deed tax and maintenance fund will be paid two years later. In fact, the deed tax and maintenance fund are collected by the Housing Authority, but because of the complexity of personal handling, they are generally handed over to the developers, who then hand them over to the Housing Authority in a unified manner, and then apply for the real estate license. In fact, the deed tax is generally paid before handling the property right certificate, so the owner pays the deed tax and the maintenance fund in the developer's account, and then gives it to the Housing Authority when handling the property right certificate, so this part of the money is not small, and the interest is not small.
Legal basis: Article 27 of People's Republic of China (PRC) Urban Real Estate Management Law stipulates that the design and construction of real estate development projects must conform to relevant national standards and norms. Real estate development projects can only be delivered after completion and acceptance.
"Regulations on the Administration of Urban Real Estate Development" Article 17 A real estate development project can be delivered only after it is completed and accepted; Without acceptance or unqualified acceptance, it shall not be delivered for use. After the completion of a real estate development project, the real estate development enterprise shall submit an application for completion and acceptance to the real estate development department of the local people's government at or above the county level where the project is located. The competent department of real estate development shall, within 30 days from the date of receiving the application for completion and acceptance, organize relevant departments or units such as project quality supervision, planning, fire protection and civil air defense to accept the contents involving public safety.