First of all, you can look at the fund code. The graded fund starts with 15. Secondly, you can distinguish the types of funds from their names and details.

The graded fund is a structural fund, which consists of three parts: parent fund, A fund and B fund. The parent fund is similar to the ordinary open-end fund, and its income is relatively stable. The income of fund B depends on the parent fund, so the risk and income will be amplified, and interest will be paid to fund A regardless of winning or losing.