The monthly standard of basic pension is based on the average monthly salary of local employees in the previous year and my indexed monthly salary, and the payment period is one percent for each full year.
The monthly standard of personal account pension is the amount of personal account storage at retirement divided by the number of months determined by the state.
The monthly standard of transitional pension is calculated according to the average monthly payment wage of employees multiplied by the payment period before the combination of unified accounts and multiplied by 1.2%.
According to the information provided by the above-mentioned netizens, if you join the work in 198 1 year, the payment period will be deemed as 16 years. Combined with other information, the pension insurance contribution index is 0.6, the transition coefficient is 1.2%, and the average social wage in Heilongjiang in 2020 is 62 12 yuan, so it is estimated that the average social wage in 2023 will be about 6,700 yuan. So we can calculate this netizen's pension.
The netizen's basic pension is equal to 6700 * (1+0.6)/2 * 42 *1= 2251yuan.
Personal account pension is equal to 60,000 yuan/139=432 yuan.
Transitional pension is equal to 6700 * (1+0.6)/2 *16 *1.2% =1029 yuan.
Then the total pension is 2251+432+1029 = 3712 yuan.