What is the expected return of the fund?
In fact, in actual investment, there is not a very specific value to accurately judge whether it is appropriate. We can make a valuation based on market conditions, future expectations, selected funds, and our own investment philosophy and affordability. Details are as follows.
1 In general, you can have a general understanding of the current market. When the stock market continues to rise and is in a bull market for a long time, then we can set the income a little higher, roughly at 15%-20%. The specific profit-taking line is determined according to the actual situation.
In the general market situation, in the long run, our income is roughly between 10%- 15%. What we need to do is to lower our expectations, not just focus on the skyrocketing period, but also accept the reality of losses.
When the market is bad, we don't need to take profit, but we need to stop loss or reinvest to share the cost. If it is not the thunder of the fund, it is actually better to suggest that everyone retreat at this time, because at this time, the floating loss on the account is finally gone.
For most investors, the fund is often a long-term investment. If the fund has a large amount of funds, it is very necessary to set a profit point between a suitable rate of return. If you can make a profit in time at the high point of the bull market, you can get quite good returns.