What if the bank's fund loses money?
It is not recommended to sell after the bank's fund loses money. You can wait for a good opportunity to rise before selling. The fund is a fluctuating product, which goes up and then goes down. The fund can spread risks through long-term holding.
Except for money funds, which do not need subscription and redemption fees, other funds basically need subscription and redemption fees, of which redemption fees are charged according to the holding time. Generally, the longer the time, the lower the selling rate. After holding for a long time, some funds don't need to charge redemption fees.
If the bank wealth manager induces you to buy the fund without telling the risk, and causes huge losses, investors can complain. Complain to the bank or China Banking and Insurance Regulatory Commission.
Can the bank claim compensation for the loss of funds?
If the bank is normal and informed of the risks involved, it will be a bit difficult for investors to make a final purchase, because in the process of purchasing funds, money is paid by themselves, and financial management is risky, and compensation is rarely required, and it may not be successful.
When you are in a bank fund, you should know something about the fund. If it is the first time to buy it, it is not recommended to buy it. If you invest too much at one time, you can choose a small amount of money to play with the fund first and then buy it, because the fund is risky and may lose money, so you need to be cautious when buying it.