China CITIC Bank's Colorful Xiang has a solid fixed income and a 6-month holding period. No. 1A is quite good.

How about CITIC Bank Colorful Elephant Financial Management is a question that many people who want to manage finance in CITIC Bank will be concerned about.

The overall feeling of CITIC Bank Colorful Elephant Financial Management is very good. The staff are not only patient in introducing financial products, but also very polite and kind to customers.

The introduction of CITIC Bank’s Colorful Elephant Financial Management is as follows: 1) Friendly to conservative customers, CITIC Bank’s financial products are simply a paradise for conservative users, because when most banks’ capital-guaranteed financial products are still on the edge of 3%,

The income of CITIC Bank's capital-guaranteed financial products has exceeded 4%. Although it is only slightly more than 0.01%-0.04%, it is a very good income performance among all banks' capital-guaranteed financial products.

Moreover, the minimum purchase amount for this type of product is only 50,000 yuan, which is suitable for most people to invest.

2) Friendly to new customers. Another advantage of CITIC Bank’s financial products is that they are friendly to new users.

For example, Leying Wenjian 17143 is currently on sale. This product is exclusive to new customers, with an expected annualized return rate of more than 5%, a minimum purchase amount of 500,000 yuan, and a risk level of only PR2. However, CITIC Bank's wealth management products with the same returns are either

The minimum purchase amount is more than 1 million, or the risk is PR3. 3) Disadvantages of financial management. If you want to find small and high-yield bank financial products, CITIC Bank may not be an ideal choice.

Because among the wealth management products currently on sale by China CITIC Bank, the first purchase amount of the top ten products with yield is more than 1 million (including 1 million), while there are only two products with a first purchase of 1 million yuan, and most of them are 10 million yuan.

Only one of them has a threshold of 500,000, which is the exclusive threshold for the above-mentioned new customers.

At the same time, the risk level of these wealth management products of CITIC Bank is not low.

Most are PR3.

It can be said that the audience is relatively limited, has relatively good risk tolerance, has certain investment experience, and is more suitable for large customers.