On the whole, provident fund is a public welfare system, which is not only an important policy for the government to macro-control the housing market and support housing construction, but also an important national welfare system to create housing conditions for employees. Overall planning of provident fund is not only conducive to improving the housing quality of employees, but also conducive to promoting social harmony.
The implementation of housing accumulation fund as a whole also has the following significance: providing workers with the source of housing funds, enhancing the compound interest effect of housing funds, standardizing and protecting the use of housing accumulation fund, promoting the rational development of housing consumption, realizing the rational allocation of resources, and finally realizing the prosperity and prosperity of the country. The role of the overall provident fund policy not only highlights the strong will of the government, but also provides important support and guarantee for low-income workers.