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What materials are included in the Bank of China Shenzhen mortgage and pledge loan application materials?

Materials for Bank of China Shenzhen mortgage loan application: 1. Identity and marriage certification documents, such as ID cards of the borrower and spouse, household register or other valid residence documents, marriage certificate, divorce certificate, etc.

2. Materials proving repayment ability, such as income certificates provided by high-quality enterprises and institutions, bank salary slips, social security provident fund payment records, tax payment certificates, etc.; and asset certification materials, including real estate certificates, driving licenses, and lists of stock and fund financial products.

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3. Documents proving the purpose of the loan, such as contracts, agreements, loan plans, statement of purpose, etc.; for applications with a loan amount not exceeding 300,000 yuan, you can choose to sign a "Declaration of Purpose" instead.

4. Proof of access qualification (if any), such as customer certificate of Bank of China's three-level wealth system, certificate of high-quality customer group work, list of borrower's mortgage balance in Bank of China, mortgage mortgage inquiry form, etc.

5. Guarantee information (if any), such as proof of identity and repayment ability of the guarantor, proof of property rights of the mortgaged property, evaluation report, etc.

6. Other information required by Bank of China.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

We sincerely invite you to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.