1. Implement unified supervision and management of the banking and insurance industries nationwide according to law, safeguard the lawful and steady operation of the banking and insurance industries, and exercise vertical leadership over the dispatched offices.
2. Systematically study the reform, opening-up and regulatory effectiveness of the banking and insurance industries. Participate in the formulation of strategic plans for the reform and development of the financial industry, and participate in the drafting of important laws and regulations on banking and insurance, as well as basic systems such as prudential supervision and financial consumer protection. Draft other banking and insurance laws and regulations, and put forward suggestions for formulation and revision.
3, according to the basic system of prudential supervision and financial consumer protection, formulate prudential supervision and behavior supervision rules for banking and insurance. Formulate the operating rules and supervision rules of various institutions such as microfinance companies, financing guarantee companies, pawn shops, financial leasing companies, commercial factoring companies and local asset management companies. Formulate a supervision system for the business activities of information intermediaries in peer-to-peer lending.
4. Implement access management for banks, insurance institutions and their business scope according to law, and conduct qualification examination for senior managers. Formulate behavioral management norms for employees in the banking and insurance industries.
5. Supervise the corporate governance, risk management, internal control, capital adequacy, solvency, business norms and information disclosure of banks and insurance institutions.
6. Conduct on-site inspection and off-site supervision of banks and insurance institutions, conduct risk and compliance assessment, protect the legitimate rights and interests of financial consumers, and investigate and deal with violations of laws and regulations according to law.
China Banking Regulatory Commission.
1, general office. Responsible for the daily operation of the organs, and undertake information, safety, confidentiality, letters and visits, government affairs disclosure, informationization, news propaganda and other work.
2. Policy Research Bureau. To undertake the specific work of studying and organizing the implementation of the reform and opening-up policies of the banking and insurance industries. This paper systematically studies the economic and financial situation at home and abroad, the development trend of international bank insurance supervision reform, supervision methods and operation mechanism, and puts forward some suggestions on bank insurance supervision policies.
3. Regulatory authorities. Draft other banking and insurance regulations. Formulate relevant regulatory rules. Undertake legal review and legal consulting services. Undertake administrative reconsideration, administrative litigation, administrative punishment and other work.
4. Statistical Information and Risk Monitoring Department. To undertake the compilation and disclosure of banking and insurance regulatory statistical systems, regulatory statements and the monitoring, analysis and early warning of industry risks. To undertake the informatization construction, information security and information technology risk supervision of the banking and insurance industries.
5. Finance and Accounting Department. Undertake financial management, and be responsible for preparing the annual financial budget and final accounts of the system. Establish a solvency supervision index system and supervise its implementation. Supervise the use of insurance guarantee funds.
6. inclusive finance Department. Coordinate and promote the banking and insurance industry in inclusive finance, formulate relevant policies, rules and regulations and organize their implementation. Guide banks and insurance institutions to provide financial services to small and micro enterprises, agriculture, rural areas and farmers and special groups.