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Can the fund be redeemed if it loses money?
Can be redeemed, can also continue to hold, investors can decide for themselves. If you continue to hold it, investors can increase their positions to reduce costs, and there is a greater probability of returning to their capital or making money.

Funds are suitable for long-term holding, because funds mainly invest in stocks, and the stock market is short-lived and long-lived, so the probability of long-term holding of funds is greater, and high-quality funds don't care about temporary losses.