Interbank deposit index fund can be an effective supplement to cash management products, but it is different from money fund in two aspects.
1. Why is there a huge gap between the daily rise and fall of the OTC ETF and the OTC ETF of the same fund?
1, or the problem mentioned before, the price of ETF in the market is affected by two factors, one is the underlying asset (ETF net quotation), and the other is the trading sentiment in the market. OTC ETF-linked funds do not completely track ETFs, and generally at least 90% of assets are invested in ETFs. As a result, there are differences, sometimes even great differences, between the daily ups and downs of ETF-linked funds on the market and OTC funds.
2. It can be seen from the fluctuation of the market price of Huaxia Hang Seng Technology ETF and the fluctuation of the net value of linked funds that it is common for them to differ by several times. For example, on February 2, 65438, the decline of on-site ETF was nearly twice that of off-site linked funds. 65438+February 1, the market increase is more than five times that of linked funds.
3. If you are a QDII fund that invests in the US stock market, you should also pay attention to whether the net value of the linked fund you see is two days ago, and the difference between it and the ETF on the market may be even greater.
Second, the fund selection:
1, it is best to choose stock funds and index funds with large fluctuations in unit net value for fixed investment of funds, so as to maximize the power of fixed investment of funds in a relatively long period of time.
2. We choose the index fund mainly by looking at the index. If the index goes well, the fund can make money. If the index does not go well, the fund will lose money.
3. Index funds are generally divided into two types, one is generalized index fund and the other is industry index fund. Broad-based index foundation covers many industries and generally reflects the overall situation of a market and economy. The investment of industry index funds is mainly concentrated in a certain industry or field, which reflects the performance of an industry.
Some people say that investment is like gambling. Indeed, investment is sometimes a gamble.
Therefore, we can also understand that investing in broad-based index funds is gambling on the national luck, investing in industry index funds is gambling on the prospects of an industry, and investing in stocks is gambling on the future of a company.
6. Generally, broad-based index funds are the first choice for novice investors, because betting on the National Games has the greatest probability of success. Common broad-based index funds in the market include Shanghai and Shenzhen 300 index funds, CSI 500 index funds, SSE 50 index funds and GEM index funds.