1. foreign exchange: when RMB depreciates, you can consider buying other strong currencies, such as USD, EUR and JPY, to hedge the risk of RMB depreciation. Investors can conduct foreign exchange transactions through banks, foreign exchange trading platforms or fund companies.
2. Stocks: Although there are certain risks in the stock market, the stocks of some export-oriented enterprises may benefit when the RMB depreciates. These enterprises usually increase the competitiveness of their products because of the depreciation of the RMB, thus increasing their profits. Investors can deal with the impact of RMB depreciation by buying shares of such enterprises.
3. Bonds: When RMB depreciates, foreign currency bonds issued by some governments or enterprises may be more attractive. The interest and principal of these bonds are usually paid in dollars or other strong currencies, which can help investors avoid the risk of RMB depreciation.
4. Funds: Investors can also consider investing in funds in the global market, such as stock funds, bond funds or hybrid funds. These funds usually invest in various asset classes, which can help investors achieve diversification and reduce the risk of a single currency.
5. digital currency: such as Bitcoin and Ethereum. These digital currency are not controlled by any central bank and can be traded freely around the world. Although digital currency has high volatility, they may become an attractive investment option when the RMB depreciates.
6. Savings account or time deposit: deposit funds into a bank savings account or time deposit, which can not only ensure the safety of principal, but also obtain stable interest income. Although the depreciation of RMB may lead to the decline of real interest rate, it is still a low-risk and steady investment method.
It should be noted that investment is always risky. Before making any investment decision, please make sure that you know your risk tolerance and consult a professional investment consultant.