For insurance novices, the most uncertain thing is which insurance company to choose. Which is better, a well-known company or a little-known company?

Senior, let's talk about the difference between China Ping An Insurance Company and Taiping Insurance Company, and see which insurance company has stronger strength. Compare which company's products have higher cost performance?

First, the strength analysis of China Ping An Insurance Company!

China Ping An was born in 22 and is a key member of China Ping An Insurance (Group) Co., Ltd. Up to now, the registered capital of Ping An Life Insurance Company of China is 33.8 billion yuan, and 42 branches (including 7 telephone sales centers) and more than 3,3 business outlets have been established nationwide.

Fortune 5 companies ranked 16th among them, and ranked second among global financial companies; China Ping An Insurance Company has great strength ~

It is very important to see whether an insurance company is reliable and powerful, and the solvency index is also very important. It can be seen whether the insurance company can afford the insured amount agreed in the contract.

China Banking and Insurance Regulatory Commission's solvency requirements for insurance companies are: the core solvency adequacy ratio should be above 5%, the comprehensive solvency adequacy ratio should be above 1%, and the comprehensive risk assessment should be above Class B. The solvency of an insurance company must meet the above three points before it is qualified.

The solvency report of China Ping An Life Insurance Company of China in the third quarter of 222 tells us that the core solvency adequacy ratio is as high as 14.9%, the comprehensive solvency adequacy ratio is as high as 25.%, and the comprehensive risk rating is rated as BB. It is not difficult to see that the solvency of China Ping An Insurance Company has completely reached the qualifying line.

If you are interested in China Ping An Insurance Company, then this article must not be missed:

"What's Ping An Life Insurance Company of China like? What products are there? Which ones are good? What problems are worthy of in-depth analysis?

Second, the strength analysis of Taiping Insurance Company!

Taiping Insurance Group is Taiping. Founded in 1929, it is the oldest insurance company in China with a registered capital of 25.26 billion yuan. The company's equity is mainly in the hands of the Ministry of Finance and the National Social Security Fund Council, which hold 9% and 1% respectively, and are stable state-owned enterprises.

It has many members both at home and abroad, namely, 26 life insurance companies, property insurance companies and reinsurance companies, with branches all over the world, and the enterprise once ranked 244th in the Fortune 5.

From the solvency report of Taiping Life Insurance in the third quarter of 222, we can know that the core solvency adequacy ratio is as high as 13.13%, the comprehensive solvency adequacy ratio is as high as 26.25%, and the comprehensive risk rating reaches A level. It's really amazing to look at Taiping insurance in this way!

Third, which is better than China Ping An and Taiping Insurance, pk?

Since Taiping Insurance and China Ping An Insurance belong to very powerful insurance groups, we will compare them from the following three aspects.

1. Comparison of company background

It is not difficult to see that both insurance companies have strong strength. Pacific Insurance is an insurance group with a long history and rich background. Although China Ping An was established a little later, its development trend is still good. However, if the total assets are compared, China Ping An's small coffers are significantly higher than Taiping Insurance!

2. Comparison of solvency

From the solvency of the two companies, the solvency of Taiping Insurance and China Ping An Insurance far exceeds the passing line, among which the solvency of China Ping An Insurance is better than that of Taiping Insurance, which can be understood as the solvency of Ping An Insurance is stronger.

You don't have to worry about the strength of insurance companies anymore. As a regulatory body, China Banking and Insurance Regulatory Commission strictly supervises the operation of insurance companies, and will also announce to you whether the insurance companies have been complained by customers. Under such strict supervision and management, it is difficult for insurance companies to deal with any moths.

3, China Ping An and Taiping products competition!

It's far from enough for companies to compete with each other. It's mainly about security! Will the products of well-known companies crush others? Sister Xue, let's compare the products promoted by these two companies.

Let's compare Ping 'an Jucaibao Pension Insurance and Taiping E Yangtian Pension Insurance to see which product has more obvious advantages:

It is obvious that people born from 28 days to 8 years old can apply for Ping 'an Jucaibao (221) Pension Insurance, and this product can guarantee to receive the pension insurance for 1 years. If the annual payment method is adopted, the minimum collection time is 1 years. By monthly payment, for at least 12 months. It is said that after receiving the annuity, we can guarantee our income for ten years. It can be seen that Ping An Jubao (221) pension annuity insurance is still relatively humanized!

Ping An Jucaibao (221) Pension Insurance also has some small details, which need your attention before applying:

Ping An Jucaibao (221) Pension Insurance (universal), please pay attention before applying!

The old-age insurance premium of Taiping E Yangtian Annual Pension Insurance is provided according to the agreed age, in which men are required to receive it at the age of 6 or 65, and women are required to receive it at the age of 55 or 6, including the current national legal retirement age.

At the same time, this product can guarantee to receive the pension until the age of 8, which means that the money can definitely be obtained during this period. If the insured is still alive after the age of 8, he can continue to receive the pension according to the original agreement until his death.

If you are interested in Taiping E-Yangtian Annuity Insurance, you can read this article:

Is Taiping E-Yangtian Annuity Insurance (Internet-only) suitable for providing for the aged? You will know after reading it

On the whole, the strength of China Ping An Insurance and Taiping Insurance are very good, and their insurance products are also very reliable. If you want to choose annuity insurance, senior sister thinks it is more appropriate for Taiping E to raise annual pension insurance!

Write at the end

I am Xueba, focusing on objective, professional and neutral insurance evaluation;

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