1, bank deposit, 1 year, just open a U shield. Online processing.

2. Alipay's lucky treasure is around 5%.

3, p2p Most p2p is 100 yuan. You can choose annualized 6%- 10%. Choose a big platform.

4, stocks and etf index funds can be bought, and most of them are priced at a few cents-1. 100 shares are 1 lot, and the price is basically tens to 100 lots. How many hands can I buy for 300?

5. Fund investment, choose a fund to invest.

6, insurance dividend insurance, capital preservation insurance, just buy it every year, JD.COM also needs 4-5% income insurance.

The first three are capital preservation and income protection.

P2p is basically fine as long as it doesn't step on thunder.

Stocks depend on the weather.