The fund is a wealth management product, which is risky and does not guarantee the principal. However, different types of funds have different risks. The risk of the fund is divided into five grades according to the grade. Let's look at the detailed rules.

What is the order of fund risk from high to low?

The order of fund risk from high to low is: R5, R4, R3, R2, R 1. The higher the level, the greater the risk, and of course the greater the room for making money. The risk and income of a fund are directly proportional, but it does not mean that the higher the risk level, the more money you earn.

According to the regulatory requirements, the risk level of fund products or services should be at least divided into five levels according to the order from low risk to high risk: R 1, R2, R3, R4 and R5. Accordingly, according to the risk tolerance, ordinary investors should be divided into at least five types from low to high: C 1, C2, C3, C4 and C5.

Customer risk types of fund risk assessment:

The assessment of individual customers' risk tolerance refers to the assessment process of customers' risk tolerance according to household disposable income, balance of financial assets, investable period, past investment experience, risk tolerance willingness and other factors. Customer's risk tolerance can be divided into five types: aggressive, growth, balanced, steady and conservative.

The first time you buy a fund in a bank or platform, you will be asked to make a risk assessment. If the investor's risk tolerance is less than the risk level of a fund, the system will prompt him that your risk tolerance evaluation result is * * *, which is lower than the risk level requirement of the product, and you cannot buy it.